Author Topic: Gallagher's Insurance  (Read 594 times)

Offline Jim and Lyn

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Gallagher's Insurance
« on: February 18, 2020, 09:51:52 PM »
Gday All,
We received an email from Gallagher's that they have to change our cover and insurer and have now received a new quote (which is less for more).
Just wondering if others are in the same boat and if anyone's done the research on replacement policies.
Cheers
Jim
Jim & Lyn
LC100, 1HDFTE and 2005 Tvan

Offline Jim and Lyn

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Re: Gallagher's Insurance
« Reply #1 on: February 27, 2020, 02:10:48 PM »
Well looks like I'll have to answer my own question!
I received to different quote from Gallagher's, both around $620 for our 2005 Tvan which was not more than our previous policy with them.
So I filled in all the info for Club 4x4 and the quote, like for like, was $1029!
Looks like I'm staying with Gallagher's!
Cheers
Jim
Jim & Lyn
LC100, 1HDFTE and 2005 Tvan

Offline Flood

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Re: Gallagher's Insurance
« Reply #2 on: March 03, 2020, 06:02:55 PM »
Hi Jim. I have also received notification of a change to my Gallagher’s 2015 Tvan insurance.
Have not done the full research yet however in brief sounds like the major change is no cover now for “ camping equipment “. Is that your take?
Mark & Tracey
2013 Hilux(2" lift on 32" maxis bighorn)
2015 Canning.

Offline Jim and Lyn

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Re: Gallagher's Insurance
« Reply #3 on: March 03, 2020, 09:23:35 PM »
Hi Flood,
Yeah that was about it. I contacted them and asked for $1000 of contents and it's only $20. Don't really know by they didn't include it!
Cheers
Jim
Jim & Lyn
LC100, 1HDFTE and 2005 Tvan

Offline Gumb

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Re: Gallagher's Insurance
« Reply #4 on: March 04, 2020, 01:19:57 PM »
I've just cancelled my Club4x4 due to them devaluing the Tvan by 12% each year. They said the agreed value was now $45,000 for a Firetail which originally was insured with them for $64,000.

I went with RACV who were happy with $54,000 and don't reduce the value annually.
2017 Firetail with extra fruit
2015 Pajero NX GLS

Offline Jim and Lyn

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Re: Gallagher's Insurance
« Reply #5 on: March 05, 2020, 08:24:18 PM »
Gday Gumb,
That's interesting. Mine has always moved downwards but not by that percentage!
Do RACV cover anywhere in Australia and for all events like the other two?
Cheers
Jim
Jim & Lyn
LC100, 1HDFTE and 2005 Tvan

Offline Flood

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Re: Gallagher's Insurance
« Reply #6 on: March 12, 2020, 04:25:22 PM »
Gallaghers insurance - have just received new quote for my 2015 Tvan.
Insured value went up from $39000 to $43000 (good) however premium also went up ....$579 to $955(ouch). Have they all increased this much?
Mark & Tracey
2013 Hilux(2" lift on 32" maxis bighorn)
2015 Canning.